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When you hear the word ‘finance’ what area do you think of ? This term can cover everything from mortgages, to investing, advice and of course, basic money management.
General education doesn’t usually cover the in’s and out’s of managing money day to day and it is not uncommon for someone to be successful in their day job with a good income, but no ability to manage their money.
I’m going to call this ‘leaky money bucket syndrome’. There’s plenty coming in, but nearly just as much flowing out !
That’s where an expert like Melissa Meagher from Talking Money comes into play. We caught up recently to discuss how she helps customers plug some of those holes.
Melissa, tell me about your ‘typical’ client ?
My typical client is someone who does not feel in control of their financial situation, regardless of their income.
They are reactive (instead of proactive) to debt repayments and bills, and feel like they are just “existing”. Many of my clients have financial goals and aspirations but can’t get to them because they are consumed by their current situation.
My clients can be any age, single or in a couple, children or not. What unites them is a desire to understand where they are now, put in place a framework around their finances, which will ultimately enable them to move forward and feel empowered about their financial situation.
What are some of your ‘top tips’ for good money management ?
I actually have a number of them, but here is just a few;
(And of course, if you don’t have a mortgage that offer an offset account, I can help with that !)
If you’d like more information on Melissa’s tips or would like to work with her, feel free to connect on LinkedIn or check out www.talkingmoney.net.au.